Membership Requirements for small businesses:
1. Not less than 2 or more than 48 employees
2. *75% participation by eligible employees
3. Minimum 50% employee only contribution by the employer
4. Provide the most recent wage and tax quarterly report at time of submission and at least on an annual basis to the carrier. If the only employees are owners and do not appear on the wage and tax report a copy of the articles of incorporation, a recent company bank statement, and other documentation may be required by the carrier to prove eligibility
* An eligible employee is full time, working at least 30 hours per week, and not covered by GROUP health insurance with another company.
Small Business Coalitions of Texas, a website, is not an insurance agency or carrier and does not provide insurance products. Small Business Coalitions of Texas is a nonprofit corporation.
Information provided on this website is provided for informational purposes only concerning small employer health coalitions as provided for in the Texas Insurance Code Art. 26.14. Private Purchasing Cooperatives and Health Group Cooperatives.
Health plans provided to Small Employer Health Coalition plans are available only through carriers authorized to operate in Texas by the Texas Department of Insurance and sold only through licensed Texas Insurance agents.; All material and information on this site is subject to change based on the final determination of the application of HB897 by the Texas Department of Insurance and its regulatory staff.
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